So, you weren't born with a silver spoon in your hand? You want to become a millionaire. Short of inventing the next-best-thing that everyone-must-have, some planning will be needed in order to achieve this goal.

MSN Money's website posted an article 12 steps to become a millionaireby Kiplinger's Finance Magazine in February, 2007. Here's the summarized list of steps to take when working toward your goal. Read the entire article for more information.

1. Look for better ways to do your job and stand out in the crowd as a candidate for the promotion
2. Don't be afraid to negotiate your salary
3. Show your value -- ready to share quantitative data
4. Have a strategy that involves both online and conventional networking in order to be prepared to move to your next position
5. Contribute as much as you can to the 401K or tax-deferred savings plan to build your nest egg and cut your taxes
6. Utilize the flexible spending accounts available to you
7. Put more of your pay in your own pocket by reviewing your tax withholding
8. Save in a Roth IRA if you're eligible
9. Don't delay. Starting early with your saving will ease achieving this goal
10. Invest or save automatically --- automate it
11. Watch the fund fees and commissions
12. Watch out for get-rich-quick schemes and promising sales pitches

For more information, check out the following:

• Kiplinger also published more information on How to make a million dollars, which includes nine stories of how people made their first million.
• Howstuffworks has information on How to Make a Million Dollars
• AOL Money & Finance has a webpage on How to Make a Million in 10 Years, which includes a calculator and links to other helpful information

Do you know what you'd actually do with a millionaire dollars?

Check out this music video created to the Barenaked Ladies song, If I Had a Million Dollars

As posted on Youtube by austin1919